The TRICARE Reserve Select premium-based health plan is available to National Guard and Reserve members who qualify for and purchase it. TRS is a voluntary, health care plan only available when Airmen are not eligible for any other non-premium-based TRICARE health coverage, such as when serving on active duty or if covered under the Transitional Assistance Management Program. Qualified Airmen may purchase Member-Only or Member-and-Family coverage.
Monthly premiums are at 28 percent of the full premium cost.
Previously, premiums were as much as 85 percent of the full premium cost. TRS offers coverage similar to TRICARE Standard and TRICARE Extra with deductibles and cost shares applied to both the Airman and family members under the TRS plan.
The plan offers all Airmen the option of obtaining coverage for member only or member and family. To be eligible to purchase coverage, Airmen must be serving in the Selected Reserve on the first day of coverage and must remain in the Selected Reserve for the entire period covered. There is no limitation on how long the Airman may obtain coverage as long as qualification requirements are met.
TRS benefits include routine outpatient care (doctor’s office visits); inpatient care (hospitalization); urgent and emergency care, including ambulance services; family health care including preventive screenings and immunizations; maternity services; behavioral health care including partial hospitalization and residential treatment; annual eye exams; laboratory and radiology services; durable medical equipment and supplies; and prescription drug coverage.
To participate in TRS, the Airmen and their family members must be registered in Defense Enrollment Eligibility Reporting System. If not already registered, the Airman must go to the nearest MPF - DEERS/RAPIDS location or call the Defense Manpower Data Center Support Office at 800-538-9552 or go to the website HERE to update details or to register.
A key change to the restructured TRS plan is how Airmen qualify for the program. Since Oct. 1, 2007, TRS is available to all Airmen of the Selected Reserve regardless of any active duty served, with one exception: If Airmen are eligible for the Federal Employees Health Benefits program, as defined in Chapter 89 of Title 5 U.S.C., or are currently covered under FEHB, either under their own eligibility or through a family member, they are excluded from purchasing the restructured TRS plan. Once Airmen qualify, they may purchase the plan.
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